International Student Insurance

Eligibility

To be eligible for StudentSecure, Participants must meet the following requirements: Must be a Full-time Student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; and

Must be residing outside Home Country for the purpose of pursuing international educational activities; and

Must not have obtained residency status in the Host Country.

Full-time Student is defined as a student at a college or university who is taking 10 credit hours (undergraduate students) or 6 credit hours (graduate students). Full-time Student status for individuals enrolled at colleges or universities that do not use a credit hour system must provide documentation of Full-time Student status.

The Participant's Home Country is the country of Principal Residence as declared on the Application form. The Home Country is the country of the Participant's true, fixed, and permanent home.

Dependents must meet the following requirements:

Be the Participant's legally married spouse, or be the Participant's unmarried child under age 19 years and chiefly dependent on the Participant for support and maintenance; and

Accompany the Participant abroad on a similar visa or passport while the Participant engages in international educational activities; and

Be temporarily located outside the Participant's Home Country (The Dependent's Home Country is the same as that of the Participant, regardless of Principal Residence.); and

Have not obtained residency status in the Host Country.

Effective & Termination Dates
Coverage becomes effective on the latest of: The moment we receive the application and correct premium (if application and payment is made online or by fax); or

12:01am US Eastern Time on the date we receive your application and payment (if application and payment is made by mail); or

12:01am US Eastern Time on the date you meet eligibility requirements.

Coverage terminates on the earliest of:
11:59pm US Eastern Time on the last day of the period for which you have paid premium; or

11:59pm US Eastern Time on the last date requested on your application; or

12:01am US Eastern Time on the date you no longer meet eligibility requirements.

Cancellations and Refunds
To be eligible for a full refund, the request for cancellation must be received prior to the effective date. Cancellation requests received after the effective date will be subject to the following conditions: A $25 cancellation fee will apply

Only the unused portion of the plan cost will be refunded

Only members who have no claims are eligible for premium refund

After 60 days, no refunds are granted

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International travel carries with it increased risk to your life, health and belongings. Stay alert at all times and remain in the company of your friends or family. The best precautions to take are always preventative.

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