IC International Citizen Health Insurance

Why Buy International Medical Insurance?

If you are a US citizen living abroad traditional sources of US private health insurance will not meet your needs. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government-sponsored plans in the country where you reside. Or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill.

If you are a non-US citizen you may need an international medical insurance policy to supplement the coverage available to you through a plan sponsored by your government or to provide coverage while you are outside your home country. If your lifestyle knows no geographic limits, you need health insurance that knows no boundaries.

Wheather you are a US or non-US citizen, the International Citizen Series has been designed to meet your needs.
 

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When selecting an insurance provider, be sure that the company you choose is experienced and financially secure, a firm that you can be confident will be there when you need them, both now and down the road.

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Am I Eligible for The International Citizen Series?

The International Citizen Series is available to citizens of all countries of the world who are at least age 14 days and not older than age 74. If you are a US citizen, you must reside outside the US, or plan to depart the US within 30 days of the effective date. If you are a US citizen, you must also reside outside the US for at least 6 months within each Certificate period. Citizens of other countries may reside anywhere, including their country of citizenship. Optional Term Life Insurance is not available to residents of the US, regardless of your citizenship.


How Do I Apply for The International Citizen Series?

To receive a quote and complete an application online, please click here. Within 5 business days of receipt of your Application, underwriters will inform you as to the acceptance of your application and your effective date, or of any additional information required to continue considering your application. Remember, your Application will become a permanent part of your record, and will become a part of your certificate of coverage. If your Application is not accepted, you will promptly be refunded for your premium. If your Application is accepted, you will receive a fulfillment kit containing your Certificate of coverage, an identification card, a claim form, and instructions on how to use your insurance.

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