IC International Citizen Health Insurance

Is Coverage Under The International Citizen Series Renewable?

Yes. The International Citizen Series products are annually renewable. There are no medical questions at renewal. Renewal is only subject to your continued eligibility and timely payment of premiums. Your renewal premium will be the same as all persons of the same Certificate origination year, age and gender. If you purchase coverage before you reach the age of 65, and maintain coverage continuously for 10 years, subject to continued eligibility, you will automatically be eligible to apply for the International Citizen Senior Plan with no medical questions.

Which Plan Is Right For Me?

If you desire worldwide coverage, including coverage in the US and Canada, the Platinum Plan is right for you. This plan is one of the most comprehensive medical insurance products available, featuring a $5,000,000 lifetime limit, worldwide medical coverage, maternity benefits, mental health benefits, wellness benefits and emergency medical evacuation benefits. If you desire worldwide coverage, excluding the US and Canada, the Premier plan will meet your needs.

How Do I File a Claim?

Filing a claim is easy. Once your Application is accepted, you will receive a kit which contains Claimant's Statement and Authorization forms. Just complete this Claimant's Statement and Authorization form, attach original, itemized bills, and forward them to MultiNational Underwriters, Inc. Be sure to complete your claim form entirely, sign it, and indicate a convenient time and location to contact you in the event questions arise. If you have already paid certain expenses, attach copies of your paid receipts. You will be reimbursed for eligible medical or dental expenses. In many cases, MultiNational Underwriters, Inc. will make payment directly to the hospital or physician that treated you. Remember, you are responsible for the deductible, coinsurance, and any ineligible charges.
 

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Always remember to contact your insurance company if you've changed your address or your automatic debit or credit card payment information. More than a few policies have lapsed because of such simple oversights.

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International Citizen Assistance Services

The following Assistance Services are available to you 24 hours a day, 7 days a week while your International Citizen Plan is in effect.

Pre-Trip Health and Safery Advisories (available after your purchase of the International Citizen Series, and before your departure) - current passport, visa, inoculation and vaccine requirements, as well as up-to-date travel safety advisories.
Livetravel Services - emergency travel and itinerary changes including rebooking flights, hotel reservations and ground transportation arrangements.
BagTrak - Help in locating your lost checked baggage, and delivery to you anywhere in the world.
Emergency Message Relay - relay of messages to your family, friends and co-workers, helping you to maintain contact during an emergency.
Emergency Cash Transfers - assistance in arranging and obtaining cash transfers anywhere in the world.

Other International Citizen Assistance Services include:

• Medical referrals
• Up-to-the-minute travel medical advisories
• Assistance with prescription drug replacement
• Dispatch of a doctor or specialist
• Emergency travel arrangements for family members
• Lost passport or travel documents assistance
• Embassy and consulate referrals
• Legal and accounting referrals
• Bail bond assistance
• Translation and interpretation assistance

International Citizen Assistance Services are not insurance benefits, and provision of any International Citizen Assistance Services is not a guarantee of any other benefit under the International Citizen Series.


Living in a foreign is risky. The IC Series of international medical insurance will make your stay in a foreign country more secure and enjoyable.

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