Travel Insurance Comparisons

Travel Medical Insurance Comparisons

Insurance is a very competitive industry, which means that there are lots of providers and even more plans vying for your business. How do you choose? By doing a little homework and comparing policies, programs and companies head-to-head. Determine what your needs are, and then find a reputable insurer who offers a travel policy tailored to meet them at an affordable price. You shop for the best deal when buying a home, a car, or food and clothing. Travel medical coverage should be no different. By comparative shopping, you'll be able to identify the best company and most appropriate policy for yourself and your family.

	MEDEX TravelMed Choice	Atlas	IMG Patriot International	HTH TravelGap Voyager
Maximum Coverage Available	$500,000	$1,000,000	$2,000,000	$1,000,000
Complications of Pregnancy	Not Covered	1st 26 Weeks of Pregnancy	Not Covered	Not Covered
Emergency Medical Evacuation	$100,000	$1,000,000 Included in Medical	Included in Medical	Included in Medical
24-hour Emergency Assistance	Yes	Live Travel	Yes	Yes
Pre-existing Condition Waiting Period	3 years	Immediately for an Acute Onset of a Pre-Existing Condition up to $50,000	Immediately for an Acute Onset of a Pre-Existing Condition up to $15,000	180 Days
Child(ren) Under 10 Travel Free	No	Yes	No	No
Terrorism Coverage	No	Yes	Yes	No
Natural Disaster Benefit	No	Yes	No	No
Renewable	No	Yes	Yes	No
AM Best Rating	Virginia Surety A-	Lloyd's A	Sirius A-	Unicare A-
Overall	3.5 of 5	5 of 5	4.5 of 5	4.5 of 5